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Description

At the intersection of banking & technology, Cross River is the trusted financial services organization that merges the established expertise of a bank, with the innovation and product offering of a technology company. We are experienced leaders working to protect our clients’ business goals, providing streamlined, end-to-end solutions, so they can grow in the ever-evolving market. Founded in 2008, Cross River is a venture-backed company reinventing banking to power the financial services of the future. A fast-growing provider of banking services for financial technology companies including those in the Marketplace Lending and Payment arenas, Cross River is an FDIC-insured bank with a NJ state charter and operating across the US. Cross River has developed strategic partnerships with leading FinTech companies, providing compliant, integrated and nimble solutions for the marketplace lending, payments and other evolving financial services companies. The Company partners with leading FinTechs, including online marketplace lenders, payment companies, and a cryptocurrency exchange, among others. Cross River’s technology and strong capital base enable our clients to meet their customers’ changing needs. We originate loans for many of the leading marketplace lending platforms and explore new sectors and market opportunities on behalf of our partners in innovative ways. We offer origination solutions to our third-party platform partners, including underwriting, timely disbursements to borrowers, security, balance sheet capacity, and capital market capabilities. In turn, our partners support lending across industries including debt consolidation, point of sale, home improvement, medical, and small businesses. Cross River’s payment solutions provide Banking-as-a-Service through API connectivity, to help our partners grow their businesses and manage their risks. Cross River solutions enable next-generation companies in the payment processing space. We have partnered with payment providers to offer ACH, wire transfer, debit card disbursement, money transfer, back-office support, and compliance framework solutions. The Company’s competitive advantages include: Compliance: Our regulatory and compliance standards are strategic assets, at the heart of everything we do. Technology: Through constant innovation, we provide streamlined solutions that make our clients’ vision come to life. Leadership: We put our trusted experience to work on behalf of our clients, so they can lead the industry forward. As of 3/31/19, Cross River has originated over $8.7 billion loans, has 15 lending platform partners and over 2.8 million customers have accessed credit through its Marketplace Lending (MPL) platforms. In December of 2018, Cross River completed a funding round of approximately $100 million, led by a $75 million equity investment from KKR. KKR was joined in the round by new investors, CreditEase and Lion Tree Partners, and by returning investors Battery Ventures, Andreessen Horowitz, and Ribbit Capital. Cross River has been recognized as a “Best Fintech to Work for in 2018 and 2019” (American Banker); one of “The 50 Most Innovative Fintech Companies in 2019” (Forbes); and “Most Innovative Bank 2017 and 2018” (LendIt). Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.

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